Fee-Based financial planning firm focusing on clients age 50-65 years old at or nearing the transition from Accumulation to Distribution. We create comprehensive plans focusing on the 3 primary risks in retirement; Early retirement market risk, Longevity risk, and inflation risk. Strategies and recommendations address these risks by limiting downside risk for early retirement years cash, seeking growth to offset inflation risk, producing guaranteed income streams in addition to Social Security and protecting against the expenses associated with Long Term Care.