USA — April, 2026 — Construction Mortgages, a trusted national leader in real estate financing, today unveiled its specialized Ground‑Up Construction Loan Program designed to empower builders, developers, and real estate investors across the United States with streamlined, flexible financing that supports construction projects from raw land to finished property. With competitive terms, fast approvals, and personalized service, Construction Mortgages is redefining what it means to secure ground‑up construction funding in today’s dynamic market.

Building a property from the ground up requires far more than vision — it requires reliable financing that understands the unique stages and challenges of new construction. Traditional mortgage products typically can’t meet these needs because they finance existing properties, not projects that are yet to be built. That’s where Construction Mortgages steps in, offering tailored ground‑up construction loan solutions that bridge the financing gap for borrowers who are ready to turn blueprints into completed assets.

Comprehensive Financing from Start to Finish
Construction Mortgages’ Ground‑Up Construction Loan Program delivers robust financing options to help qualified borrowers purchase land, cover construction costs, and fund project completion. With loan amounts ranging from $100,000 to $4 million, and flexible terms of 12 to 24 months, the program accommodates a broad spectrum of project types — including custom homes, single‑family and multi‑unit developments, and speculative builds.

Unlike conventional loans, ground‑up construction financing disburses funds in stages — known as draws — aligned with construction milestones such as site preparation, framing, roofing, and final inspection. This phased funding approach ensures that capital is used efficiently and that projects can progress without unnecessary delays, while borrowers generally make interest‑only payments during construction to help manage cash flow.

Built for Builders and Investors
Construction Mortgages understands that real estate professionals have unique needs. As a result, the company’s ground‑up construction loans are specifically structured to benefit LLCs, corporations, and experienced investors seeking to build valuable property assets. Whether financing a first‑time build or scaling a growing real estate portfolio, borrowers enjoy a streamlined application process that minimizes paperwork and accelerates access to capital.

“Our Ground‑Up Construction Loan Program is engineered to provide clarity, speed, and flexibility,” said a spokesperson for Construction Mortgages. “Real estate developers and investors need more than traditional lending can offer — they need a financing partner that understands construction timelines, market dynamics, and project risk. We deliver that through tailored financing terms, expert support, and a commitment to moving deals forward quickly.”

Key Features of Construction Mortgages’ Program:

High Loan‑to‑Cost (LTC) and Loan‑to‑After‑Repair Value (LTARV) Options: Up to 90% LTC and up to 75% LTARV available, depending on project specifics and borrower qualifications.
Flexible Funding Structure: Funds released in milestone‑based draws to keep projects on schedule and cash flow optimized.
Nationwide Coverage: Lending available throughout the U.S., offering accessibility for builders and investors regardless of location.
Streamlined Underwriting: Personalized reviews consider overall project viability and borrower experience rather than strict traditional criteria.

Supporting Diverse Borrower Needs
Construction Mortgages is proud to serve a wide range of real estate professionals — from seasoned developers managing multiple projects to focused investors making strategic plays in competitive markets. The company’s flexible ground‑up lending program supports business entities including LLCs, LPs, and corporations, and enables financing for both domestic and eligible foreign investors participating through U.S.–recognized entities.

About Construction Mortgages
Construction Mortgages is a leading provider of specialized real estate financing solutions in the United States. With products that span ground‑up construction loans, fix‑and‑flip loans, and other investor‑focused mortgage options, the company is committed to helping borrowers secure the capital needed to build, renovate, and grow their property portfolios. With a reputation for responsive service, competitive terms, and deep industry expertise, Construction Mortgages is dedicated to supporting clients from application to project completion and beyond.

For more information on Construction Mortgages’ Ground‑Up Construction Loan Program or to apply, visit https://constructionmortgages.com/ground-up-construction/