Sep’25 – With rising interest rates, food inflation, and growing household debt, South Africans are increasingly turning to debt counselling as a lifeline, and FindBetter is at the forefront of this financial recovery movement.
More than 12 million South Africans are currently overindebted, according to recent industry reports. Consumers struggling to keep up with monthly debt repayments are finding hope through the National Credit Act (NCA), which legally protects them while helping restructure debt into one affordable monthly payment.
FindBetter, a leading financial solutions platform, has seen a 40% year-on-year increase in inquiries for debt counselling in South Africa. This surge is driven by rising financial stress, greater public awareness, and a growing desire among South Africans to take control of their debt.
“Debt counselling is not financial failure, it’s financial planning,” said the PR team at FindBetter. “We’re seeing more people take action before things spiral out of control, and that’s exactly what debt counselling is designed for.”
Key Findings from FindBetter’s 2025 Client Trends:
60% of new clients were paying over half their income toward debt when they reached out.
The average restructured monthly repayment is between R2,500 and R4,500, depending on income.
Clients report reduced stress, fewer collection calls and greater financial clarity after entering the process.
The majority of users had fallen behind on payments for two - three months or more before seeking help.
Debt counselling under the NCA protects consumers from legal action and enables repayment plans tailored to their financial situation. FindBetter offers an online assessment tool and connects clients with registered debt counsellors for long-term support.

To find out if you qualify for debt counselling, visit:🌐 www.findbetter.co.za





About FindBetter
FindBetter is a trusted platform provider offering a clear, reliable platform to access debt solutions and explore personal loan options, committed to helping individuals navigate life’s challenges with confidence. Specialising in debt counselling and personal loans, we offer tailored solutions designed to meet your unique needs. FindBetter is dedicated to supporting you in regaining control of your financial future and moving forward toward your goals.