Super Top-Up health insurance plan is added on top of the base plan to enhance our policy. Due to increasing inflation, the cost of all the basic things has increased tremendously. It has also resulted in an increase in medicinal costs and its procedures. In order to tackle the increasing cost, Super Top-up plan is added on the base plan, thus increasing the coverage of the base plan.


It works on the principle of deductible policy in which you will have to bear a predefined amount by your own or by other insurance in case of a medical event. Any amount which is over that deductible amount would be borne by the company. Suppose you have coverage of 6 lac plus 2 lac as the deductible amount then in such case, 2 lacs will be borne by you and the remaining will be covered by the insurance company.


Super Top-Up plan provides financial protection to insured from increasing hospitalization cost and medical facilities which could be planned and unexpected. Thus, it covers expenses above the base plan. In this way, one can increase their coverage.