Mumbai | August 2025 — CreditX, India’s AI-powered credit exchange designed to transform MSME lending, is pleased to announce that Shubhankar Sengupta has come on board as its new Chief Executive Officer.
Shubhankar brings nearly three decades of leadership experience in inclusive finance and institutional lending. He has been the Founder and Chief Executive Officer at Arohan Financial Services Ltd. and Senior Vice President at ESAF Small Finance Bank, organisations deeply focused on expanding access to finance for underserved communities. He has also been a founding board member of MFIN, the self-regulatory body of NBFC-MFIs
CreditX is building India’s first AI-powered credit exchange that connects banks, NBFCs, MFIs, and fintech originators—enabling seamless, intelligent credit access for MSMEs. The platform is currently in the process of onboarding key financial partners and deploying stitched infrastructure for discovery, decisioning, disbursal, and collections.
“There’s a unique opportunity today to bridge the MSME credit gap using intelligence, inclusion, and technology. CreditX brings all three together through an AI-powered exchange infrastructure—and I’m excited to lead this journey,” said Shubhankar Sengupta, CEO, CreditX.

About CreditX
CreditX is an AI-powered credit exchange built to connect MSMEs with banks, NBFCs, and fintech lenders through a stitched infrastructure of discovery, underwriting, and collections. By blending alternative data, predictive analytics, and regulatory alignment, CreditX is reimagining how inclusive credit is discovered, delivered, and managed across Bharat.
Website: www.creditx.co.in
LinkedIn: Shubhankar Sengupta
For media enquiries, please contact:
Vishy Ganesan
Group CMO – CreditX
[email protected] | +91-97899 71321