CHICAGO, Oct. 25, 2026: Plenty of people would make great business owners. Many never try, because they believe ownership is only for people who can write a big check. Every year that belief holds, another owner retires with no buyer and another would-be owner keeps working for someone else. Biz Checkout, the Chicago marketplace for buying and selling small businesses, today introduced DealBrain, a tool that helps buyers plan a small business purchase with little or $0 of their own money.

Many people who want to own a business stop before they start because they assume they need a large down payment. In practice, small business deals are often put together with a mix of seller financing, lender financing and outside capital. DealBrain is built to show buyers how a specific deal could be structured and what it takes to get it to closing.

A buyer starts with a free preview of a deal. For $299 per deal, one time, DealBrain lays out a structure for little or $0 of the buyer's own money and walks the buyer through every step to closing. Biz Checkout finds the money through its capital partner, Murr Capital, so buyers are not left to shop for financing alone.

DealBrain works with listings on Biz Checkout, where buyers are identity checked and deals move through one Checkout, from NDA to escrow. Buyers can pair DealBrain with a BizFacts report, which checks a business's registration, liens, litigation, bankruptcies, tax standing and watchlist hits, so the financing plan is built on facts.

Sellers benefit as well. A buyer with a clear plan and a financing path is a more serious buyer, and sellers who are open to carrying part of the price can see how that piece fits into the full deal.

Every deal is different, and financing is subject to approval. DealBrain is a planning and guidance tool. Buyers should still work with their own attorney and accountant before signing.

"I talk to people all the time who have the work ethic, the skills and the heart to run a business, and they've already told themselves no because of the down payment," said Desmond Murray Jr., founder and CEO of Biz Checkout. "That's the dream dying quietly. DealBrain shows them how a real deal can come together, and with Murr Capital in the mix, we help find the money instead of pointing them at a lender's website and wishing them luck."

DealBrain is available at bizcheckout.com and through the Biz Checkout app on the App Store and Google Play.

How DealBrain works:

Start with a free preview of a deal.
Unlock the full plan for $299 per deal, one time.
Get a structure for little or $0 down and step-by-step guidance to closing.
Connect with financing through Murr Capital.

About Biz Checkout
Biz Checkout is a marketplace for buying and selling small businesses, operated by 12 Million Ventures Inc. and based in Chicago. Sellers list free with no commission, buyers browse free, and deals close in one place, from NDA to escrow. Buyers can run BizFacts reports starting at $49 and use DealBrain to plan a purchase with little or $0 of their own money, with financing through capital partner Murr Capital. Biz Checkout was founded in 2025 by Desmond Murray Jr. Learn more at bizcheckout.com or download the app on the App Store and Google Play.

Media contact
Press Team, Biz Checkout
[email protected]