LBC Capital Income Fund, LLC has improved its hard money lending process to help qualified mortgage brokers and real estate investors respond to time-sensitive, business-purpose real estate opportunities.

For certain eligible transactions, funding may be available in as little as three days. The process may apply to bridge financing, competitive acquisitions, short escrows, distressed properties, fix-and-flip projects, value-add properties, multifamily investments and construction-related transactions.

“Brokers should not have to wait weeks to learn whether a lender can handle a transaction,” said Boris Dorfman, founder and fund manager of LBC Capital Income Fund, LLC. “When the file is complete and the deal makes sense, our job is to review it carefully, explain the structure and provide a direct answer.”

LBC Capital reviews every transaction individually. Its underwriting considers the property, the borrower’s proposed business plan, relevant experience, the exit strategy, the requested loan structure and the overall risk of the transaction.

Depending on the structure and complexity of the deal, the company may move from a complete submission to funding within approximately three to seven days. Timelines are affected by factors such as valuation requirements, title, insurance, property condition, documentation, legal review, due diligence and final underwriting approval.

“Speed matters, but discipline matters more,” Dorfman added. “The objective is not to force every deal into a program. It is to determine quickly whether there is a responsible structure that works.”

LBC Capital provides business-purpose financing secured by real estate for eligible borrowers and properties. All financing is subject to underwriting, due diligence, program requirements and final approval. Funding in as little as three days is available only for certain transactions and is not guaranteed.